Millionaire Traders Society
TERMS AND CONDITIONS & REFUND POLICY

THIS AGREEMENT (the “Agreement”) outlines the terms governing the provision of services (the “Services”) by Millionaire Traders Society, owned by Jessica Ramos (the “Company,” “we,” or “us”), to you (the “Client,” “you,” or “your”) in relation to the Millionaire Traders Society courses available on www.MillionaireTradersSociety.com and www.learnwithace.teachable.com, and all affiliated applications and websites owned and operated by us or our Affiliates (the “Program”).

By creating an account and utilizing our Program, you confirm that you have read and unreservedly accept this Agreement. It is crucial for both you as a valued customer and us as a business, as it establishes rights and responsibilities.

This Agreement became effective on January 1, 2022. If you do not fully accept this Agreement, you must refrain from accessing or using the Program after the effective date.

We explicitly retain the right to modify these terms and conditions periodically. You acknowledge and agree that it is your responsibility to review the Program and this Agreement regularly and acquaint yourself with any modifications. Your continued use of the Program after such modifications constitutes acknowledgment of the modified Agreement and consent to abide by it.

In the event of a violation of this Agreement, WE RESERVE THE RIGHT TO IMMEDIATELY SUSPEND OR DELETE ANY VIOLATING ACCOUNT AND TO TERMINATE ANY RELATIONSHIP WITH THE VIOLATING PARTY.

As used herein, references to our “Affiliates” include our owners, subsidiaries, affiliated companies, officers, directors, employees, contractors, sellers, partners, sponsors, advertisers, and all parties involved in creating, producing, and/or delivering this Program and/or its contents.

FEES AND PAYMENT AUTHORIZATION

The fees for the Program are as follows: A one-time payment of up to $2,500 (USD), depending on the course purchased. Any applicable discounts are provided upfront at the time of purchase.

As part of participating in the Program, the Client may choose to create a Telegram account for group chat room features, incurring a monthly fee of $149 for the Telegram Program if discounts are not applied.

The Client authorizes the Company to charge the Client’s credit card or debit card for the fees listed above.

*The Client is responsible for canceling their Telegram account and acknowledges that they will continue to be billed for their Telegram subscription until they cancel it in accordance with Telegram's cancellation terms.

REFUND POLICY

Due to the proprietary information contained in the Program and its intellectual property, coupled with the Company’s investment in developing and providing quality educational services and support, the Program fee and Telegram subscription fee are NOT refundable. The Company does not offer, and is not required to provide, any refunds or credits for any reason, including, without limitation, lack of satisfaction or the Client's failure to attend course sessions at the scheduled date and time.

All fees charged by Millionaire Traders Society in connection with any service or product purchased are exclusive of any taxes, levies, or duties imposed by any taxing authority, and the Client shall be responsible for the payment of all such taxes, levies, or duties arising from their purchase of the Program and any other Company products or services.

DISCLAIMER

The Client understands that the Company and its Affiliates are not employees, agents, lawyers, financial advisors, business managers, financial consultants, financial analysts, or accountants of the Client. The Client understands that the Company has not promised, is not obligated to, and will not: (1) perform any financial management or financial consulting functions, including, but not limited to, investing, investment consulting, or investment advice; or (2) act as a financial analyst, financial consultant, or financial manager. The Company expressly disclaims any liability, claims, damages, losses, costs, or expenses related to or arising from this Agreement. The Client hereby confirms understanding, acknowledgment, and acceptance of this disclaimer, agreeing to release and waive any liability, claim, damages, loss, cost, or expense against the Company or its Affiliates related to or arising from this Agreement.

CONFIDENTIALITY

The Company respects the Client’s privacy and expects the Client to reciprocate by respecting the privacy of the Company and all Program participants (“Participants”). This is a mutual non-disclosure agreement, where any information shared by Participants, the Company, or any Company Affiliate shall be considered confidential and proprietary, solely belonging to the disclosing party, unless otherwise expressly agreed upon in writing (“Confidential Information”).

The Client agrees not to disclose or make use of any Confidential Information in any manner, except during discussions with other Participants during Millionaire Traders Society Trading Course Programs. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement and does not include information rightfully obtained from a third party. All parties will keep Confidential Information in strict confidence, using best efforts to safeguard it against disclosure, misuse, espionage, loss, and theft. The Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, the Client will NOT reveal any information to a third party obtained in connection with this Agreement or the Company’s direct or indirect dealings with the Client, including, but not limited to, the Millionaire Traders Society Trading Course information or any other Company recorded educational services and programs. By purchasing the Program, the Client agrees that if they violate or display any likelihood of violating this section, the Company, its Affiliates, and/or any Program Participant(s) will be entitled to injunctive relief to prohibit any such violations and protect against the harm of such violations.

NO TRANSFER OF INTELLECTUAL PROPERTY

The Program is copyrighted and original materials are for the Client’s individual use. The Client is not authorized to use any of the Company’s intellectual property for business purposes. All intellectual property, including Company’s copyrighted programs, course materials, and recordings, shall remain the sole property of Millionaire Traders Society. No license to the Client to sell or distribute Company’s materials is granted or implied by this Agreement. By purchasing the Program, the Client agrees: (1) not to infringe on any copyright, patent, trademark, trade secret, or other intellectual property right of the Company or its Affiliates; (2) that any Confidential Information shared by the Company is confidential and proprietary, belonging solely and exclusively to the Company; and (3) not to disclose such information to any other person or use it in any manner other than in discussions with the Company and its Affiliates. Furthermore, by purchasing the Program, the Client agrees that if they violate or display any likelihood of violating any agreements in this section, the Company will be entitled to injunctive relief to prohibit any such violations and protect against the harm of such violations.

NO FINANCIAL OR LEGAL ADVICE

No data, content, or information provided by the Company or its Affiliates is intended to be or shall constitute advice or any recommendation to buy, sell, or hold a particular security or pursue any particular investment strategy. Millionaire Traders Society neither assumes responsibility for nor guarantees the accuracy, currency, completeness, or usefulness of information, commentary, recommendations, advice, investment ideas, or other materials accessed through the Program, Company’s website, or other products or services. This includes, without limitation, any forum, chatroom, or other online conference, telecast, or posting through www.MillionaireTradersSociety.com and www.learnwithace.teachable.com